Best Credit Cards for Family - No Point Left Behind Edition

Earn more, travel smarter, and unlock family adventures with the right card in your wallet.

Traveling with kids isn’t cheap—but with the right credit card strategy, it doesn’t have to be painful. Whether you're booking flights, hotels, cruises, or rental cars, these cards help families earn points faster, save on everyday expenses, and unlock perks that make travel smoother. I have been traveling using points and miles for over 20 years. My goal with this webpage is to help you start your own journey using points and miles.

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What Makes a Card “Family-Friendly”?

When choosing a travel card for families, look for:

Flexible rewards (transferable points or cash back)
Bonus categories like groceries, gas, and dining
Low or offsettable annual fees
Perks that benefit the whole crew—like free checked bags, lounge access, or travel protections

My Top Picks for Family Travel in 2025

These are all cards I currently have or have had in the past. I only write about products I actually use.

1. Chase Sapphire Preferred®

Annual Fee: $95
Why It’s Great: Flexible points, strong travel protections, and 2x on travel + dining
Family Perks: $50 hotel credit via Chase Travel, no foreign transaction fees
Best For: Families who want to transfer points to airlines and hotels

2. Capital One Venture Rewards

Annual Fee: $95
Why It’s Great: 2x on everything, easy redemptions for travel purchases
Family Perks: Transfer partners + TSA PreCheck/Global Entry credit
Best For: Busy parents who want simplicity and flexibility

3. American Express Gold Card

Annual Fee: $250
Why It’s Great: 4x on groceries and dining, great for everyday spend
Family Perks: Monthly dining credits, strong transfer partners
Best For: Families who spend heavily on food and want premium perks

4. Chase Freedom Flex®

Annual Fee: $0
Why It’s Great: Rotating 5% categories, 3x on dining + drugstores
Family Perks: Pairs well with Sapphire Preferred for point stacking
Best For: Families who want to earn big on everyday purchases

Pro Tips for Maximizing Family Travel Rewards

Use shopping portals for extra points on kids’ gear, school supplies, and travel essentials
Redeem smart—transfer points to partners for flights and hotels, or use fixed-value redemptions for cruises and tours
Stack cards strategically (e.g., Freedom Flex for groceries, Sapphire for travel)

💡I use the CardPointers app to help me leave no points left behind -> Maximize rewards Cardpointers review

Not Sure Where to Start?

Check out our Credit Card Strategy Hub or Travel Hacking Glossary for beginner-friendly breakdowns. And don’t miss our “How I Booked It” series for real-life examples of family trips booked with points and miles.

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Best Credit Cards for Family Travel (2025 Edition)