Lazy Girl’s Starter Kit for Earning Points
If you’ve ever thought earning points was too complicated, too time‑consuming, or required spreadsheets… welcome to the Lazy Girl era.
You don’t need to be a points expert. You don’t need to memorize categories. You don’t need to open a dozen cards.
You just need a few simple tools that do the heavy lifting for you — so you can earn points on the things you’re already buying.
This is your Lazy Girl Starter Kit for earning points with the least amount of effort possible.
No Point Left Behind is reader‑supported. Some of the links in this post are affiliate or personal referral links, which means I may earn a small commission — at no extra cost to you — if you choose to use them. These help support my Lazy Girl Series and the free guides I create. I only recommend tools and services I personally use, love, and rely on in my own travel‑hacking system.
What You Actually Need (Just a Few Tools)
You don’t need 20 apps or a binder full of credit cards. You just need these essentials.
1. A Shopping Portal (Free Money You’re Probably Missing)
A shopping portal gives you extra points or cashback just for clicking through before you shop. You’re already buying the things — you might as well earn something for it.
My Lazy Girl Favorites:
Rakuten— best for cashback + Amex Membership Rewards promos
Rove Miles — best for earning airline miles on everyday purchases
Lazy Girl Tip: Bookmark your favorite portal or install the extension so you never forget.
⭐ Why This Matters (My Iceland Story)
I cannot emphasize this enough: shopping portals are the easiest, laziest way to earn real points. This year I started collecting Rove Miles, and in just six months I earned enough miles for a free roundtrip ticket to Iceland — and I still have 30,000 more miles pending.
All from everyday purchases I was already making. No extra work. No extra spending. Just clicking through a portal.
This is why portals matter more than anything else in the Starter Kit.
Want the full breakdown? Here’s my Iceland trip story and exactly how I earned the miles.
2. A Portal Aggregator (So You Don’t Compare Anything)
Instead of checking every portal manually (absolutely not), use a tool that tells you:
which portal pays the most
which stores have bonuses
where you’ll earn the most points today
I use Cashback Monitor because it shows every portal payout in one place — cashback, points, miles, all of it. No guessing, no comparing, no opening 12 tabs.
Lazy Girl Tip: Use the browser extension so it pops up automatically when you’re shopping.
3. A Credit Card Offer Tracker (This Is Where the Magic Happens)
You don’t need new cards — just use the offers already sitting in your account.
Think:
Amex Offers
Chase Offers
Bank of America Deals
Citi Merchant Offers
But instead of checking each bank manually…
UseCardPointers. It activates your offers, tracks your credits, and tells you which card to use.
⭐ Lazy Girl Truth: There is nothing better than that “You earned cashback” email from your credit card — especially when it’s for something you were buying anyway. CardPointers makes sure you never miss those wins.
Lazy Girl Tip: I use CardPointers to activate my credit card offers, so I don’t even think about it anymore.
4. A Few Good Cards (Beginner‑Friendly Only)
You don’t need 12 cards. You just need:
One everyday card
One travel card
One card with strong offers
⭐ If you need help building your lineup, I have a whole beginner series on picking the right card(s). And if you ever get stuck or want a second opinion, join my Facebook groupand ask — that’s exactly what it’s for. Everyone is super nice, helpful, and genuinely wants you to win.
Lazy Girl Tip: Pick cards that earn well without thinking about categories.
5. Browser Extensions (The Real Lazy Girl Hack)
Install these and let them do the work:
Your favorite shopping portal extension
CardPointers extension
Offer reminder extensions
Lazy Girl Tip: If it doesn’t pop up automatically, I’m not doing it.
🛍️ How the Starter Kit Works Together (The Lazy Girl Trifecta)
This is the formula that earns you the most points with the least effort:
Portal → Offer → Right Card
Let’s say you’re buying sneakers at Nike:
Click through Rakuten or Rove Miles
Use a credit card offer
Pay with the card that earns the most
Boom — you just earned:
cashback
portal points
credit card points
…for something you were buying anyway.
💡 Real‑Life Examples (Actual Lazy Girl Wins)
These aren’t hypothetical. These are real purchases I made — nothing extreme, nothing complicated. Just everyday shopping + portals + offers + the right card.
Example 1: Fanatics + Paze (Effortless Triple Stack)
Straight from my Fanatics + Paze post.
Rove Miles portal
Paze promo
Credit card offer + points
Purchase: Fanatics merch for my kids
Total earned: cashback + miles + card points
Lazy Girl takeaway: This is what happens when your browser extensions do the work for you.
Read the full post → Fanatics/Paze Deal
Example 2: Holland America Cruise — $300 Off With a Chase Offer
Cruises are expensive, but stacking makes them less expensive.
Chase Offer: $300 off Holland America
Travel card: bonus points
Purchase: cruise fare
Total earned: $300 off + travel points
Lazy Girl takeaway: Activate every offer in CardPointers. You never know when a big one will hit.
Read how I booked this and save → HAL Cruise
Example 3: Blue Apron — The Stack That Paid for My Iceland Flight
This is the big one — the stack that literally paid for my Iceland trip.
Rove Miles portal
Blue Apron promos
Bonus category card
Total earned:
Enough Rove Miles for a free roundtrip ticket to Iceland
30,000 more miles pending
Cashback + card points
Lazy Girl takeaway: This is the perfect example of “you were buying it anyway.” Blue Apron + Rove Miles is one of the easiest, highest‑value stacks I’ve ever done.
See the full breakdown → Blue Apron/Rove Miles
📦 The Lazy Girl “Set It and Forget It” Setup
Here’s how to automate everything:
Install your portal extensions
Install CardPointers
Activate all credit card offers
Bookmark your portals
Use the CardPointers extension to choose the right card
✨ Final Thoughts
You don’t need to be a points expert to save money. You don’t need to memorize categories. You don’t need to spend hours researching.
You just need a few Lazy Girl tools that do the heavy lifting for you.
Once you start stacking, you’ll never go back.
🔥 Lazy Girl Starter Kit (Quick Links)
👉 Rakuten
💬 Join My Travel‑Hacking Community
If you love cruising, travel hacking, or just want easier trips with fewer headaches, come hang out in my Travel Hacking Moms Group on Facebook.
It’s where I share real‑time deals, stacking strategies, cruise tips, and Lazy Girl shortcuts — and where thousands of smart travelers swap ideas, wins, and questions.
Come join us — it’s the easiest way to travel smarter without doing all the work.
About the Author
Julie Davis is the creator of No Point Left Behind, where she teaches everyday travelers how to earn more points, stack more deals, and travel for less — without spreadsheets or stress. As a travel‑hacking strategist, Amazon Influencer, and the brain behind the Lazy Girl Series, Julie breaks down complicated reward systems into simple, repeatable steps anyone can follow.
Whether she’s stacking Hilton Aspire benefits for a $30 weekend getaway or earning a free flight to Iceland from everyday purchases, Julie’s mission is to help you travel smarter with the least amount of effort… and with no point left behind.
