💳 Paze Beginner Guide: How to Use Paze to Stack Deals the Easy Way
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If you’ve been hearing people talk about Paze and the recent 10x promos, you might be wondering:
What is PazeHow does it work? And how do I use it to stack deals without doing anything complicated?
Good news — Paze is one of the easiest stacking tools out there. And once you understand how it works, it becomes a “set it and forget it” way to earn more on the purchases you’re already making.
This guide breaks everything down in simple, beginner‑friendly steps so you can start stacking with Paze today.
🌟 What Is Paze
Paze is a digital wallet created by major U.S. banks (Chase, Citi, Wells Fargo, etc.) that lets you check out online quickly — kind of like Apple Pay or PayPal, but built directly into your bank.
When a store accepts Paze, you’ll see a button at checkout that says:
“Pay with Paze.”
You click it, choose your card, and you’re done.
No app. No login. No setup. No remembering passwords.
It’s the ultimate Lazy Girl checkout method.
💥 Why Paze Is Amazing for Stacking
Paze is powerful because it often comes with bonus earning promos — like the recent 10x back on purchases made through Paze.
That means:
You shop a normal sale
You pay with Paze
You earn a huge multiplier on top
And because Paze uses your existing credit cards, you still earn:
Your regular credit card points
Any Chase Offers or Amex Offers
Any store sale or discount
Any portal cashback (Rakuten or Rove Miles)
It stacks beautifully with everything.
🛍️ Real‑Life Example (My Favorite Lazy Girl Stack)
Here’s exactly how I used Paze to stack a real purchase:
Fanatics 50% off sale — Alabama Dri‑Fit Polos
10x Paze promo — earned 955 bonus points
Credit card base earn — 95 points
Chase Offer — automatic $9.55 back (I didn’t even know I had it!)
Rove Miles portal — 469 miles earned (and it paid more than Rakuten on this purchase)
Total earned back: $9.55 cash + 1,050 Ultimate Rewards® points + 469 Rove Miles Total effort: basically none.
🧠 How Paze Works (Beginner Version)
Here’s the simplest way to understand Paze:
1. Your bank has already enrolled your cards
If you have cards from Chase, Citi, Wells Fargo, U.S. Bank, or Bank of America — your cards are probably already in Paze automatically.
2. You don’t need to download anything
No app. No account. No setup.
3. You just click “Pay with Paze” at checkout
If a store accepts Paze, you’ll see the button.
4. You choose which card you want to use
Your eligible cards appear instantly.
5. You earn the promo automatically
If Paze is running a bonus (like 10x), it applies to the whole purchase.
🛒 Where Can You Use Paze
Paze is still rolling out, but more stores are adding it every month.
You’ll typically see it at:
Clothing stores
Sporting goods
Electronics
Gift shops
Online boutiques
Small retailers using modern checkout systems
If you want to check whether a store accepts Paze, look for the button at checkout.
🛍️ Want to See Where You Can Use Paze?
You can check the full list of participating merchants anytime on Paze’s official directory:
It updates automatically, so you’ll always see the most current stores offering Paze at checkout.
🪜 How Paze Fits Into the 4 Layers of Stacking
Using my 4 Layers of Stacking framework, Paze fits into:
Layer 2: Payment Method Bonuses
This is the layer where:
Paze
PayPal promos
Amex Checkout bonuses
ShopRunner
BNPL bonuses
…all live.
It’s one of the easiest layers because you don’t have to do anything extra — you just choose the right payment method.
🧩 Pro Tip: Combine Paze With CardPointers + Rove Miles
This is where the magic happens.
Every week, I open my credit card accounts and let CardPointers automatically activate every single offer for me.
That way:
I don’t have to remember anything
I don’t have to check every card
I don’t miss surprise offers
I don’t leave money behind
So even when I wasn’t thinking about Chase Offers during my Paze purchase… the Fatantics offer was already activated for me.
And then there’s Rove Miles
For this purchase, Rove Miles was paying more than Rakuten, so I clicked through Rove instead.
And after using Rove Miles to book one of our flights to Iceland (yes — an actual roundtrip flight from everyday shopping!), I’m leaning into this program more and more.
Learn more here:
🧭 How to Start Using Paze Today
Here’s the easiest way to get started:
1. Check if your cards are eligible
If you have Chase, Citi, Wells Fargo, or Bank of America — you’re good.
2. Look for the Paze button at checkout
It will appear automatically on supported sites.
3. Use Paze whenever there’s a promo
This is where the big multipliers happen.
4. Combine it with your weekly CardPointers routine
This ensures every offer is activated before you shop.
5. Add Rakuten or Rove Miles on top
Choose whichever is paying more.
6. Track your wins
Screenshots, receipts, and CardPointers summaries help you see how much you’re earning.
⭐ My Favorite Tools for Stacking: CardPointers + Rove Miles
These two tools played a role in this exact purchase — and they’re part of my weekly routine.
CardPointers
CardPointers automatically:
Activates all your card‑linked offers
Shows you the best card to use
Tracks your cashback and points
Helps you avoid leaving money behind
Learn more here: How CardPointers Works
Rove Miles
Rove Miles is quickly becoming one of my favorite stacking tools — especially after using it to book one of our flights to Iceland.
For this purchase, Rove Miles beat Rakuten, so I clicked through Rove and earned even more miles on top of the Paze promo and Chase Offer.
Learn more here: Rove Miles Beginner Guide
💰 Don’t Forget Rakuten
Rakuten is still my first stop — especially for big retailers and Amex Membership Rewards earners. But when Rakuten doesn’t have an offer (or when Rove is paying more), I switch to Rove Miles.
Learn how to use Rakuten here: Rakuten Beginner Guide
👩💻 About the Author
Julie is the travel‑obsessed creator behind No Point Left Behind, where she teaches families how to travel better, cheaper, and easier using points, miles, and Lazy Girl stacking strategies. She’s been using points for over 20 years (starting with her honeymoon!) and now helps thousands of beginners learn how to travel more without spending more.
Explore more beginner resources:
💬 Join My Travel Hacking Moms Facebook Group
If you want more real‑life stacks like this — the easy, Lazy Girl kind — come hang out with us in the Travel Hacking Moms Facebook Group. It’s where I share simple wins, beginner‑friendly tips, and the exact deals I’m stacking in real time.
