How I use Credit Card Benefits and Perks to Maximize Travel

Credit Card Benefits and Perks

Travel doesn’t have to be expensive—if you know how to play the perks game. Over the years, I’ve turned everyday spending into free flights, luxury hotel stays, cruise upgrades, and even casino comps. This guide pulls back the curtain on how I use credit card benefits strategically to unlock real travel wins for my family—without chasing debt or falling for gimmicks.

In my effort to leave No Point Left Behind, I try to make sure I use all my Credit Card Benefits and Perks. Some of these credit cards have hefty annual fees, and I want to make sure I get the most of my annual fees.

New to Points and MIles? Check out my Credit Card Guide -> Best Points Credit Cards for Travel — No Point Left Behind

What Are Credit Card Perks?

Chase Sapphire Reserve Perks

Nashville Staycation with Chase Sapphire Reserve

I used the new Edit Hotel Credit from my Chase Sapphire Reserve to book a luxe staycation at the Virgin Hotel Nashville—complete with free breakfast, a $100 dining credit, and a $250 rebate. This post breaks down how I stacked perks, used the Chase Travel Portal, and turned a $600+ booking into a $350 getaway with elevated vibes and zero stress.

American Express Platinum Perks

Luxury Vegas Stay with Amex Platinum

I used my Amex Platinum Fine Hotels & Resorts credit to book two rooms at The Palazzo in Las Vegas—completely free except for resort fees. This post breaks down how I stacked the $300 FHR credit, scored perks like late checkout and a $100 dining credit, and paired it with Hyatt points and Southwest miles for a luxe Zion + Vegas getaway on a budget.