TrackRak Review: Easiest Way Track Rakuten Cash Back Rates
Written by Julie Davis, No Point Left Behind
If you love Rakuten like I do, you already know the pain: cash‑back rates jump from 1% to 10%+ without warning, and unless you’re checking constantly, you miss the best spikes. And when you’re juggling kids, travel planning, and real life, refreshing Rakuten every day is… not happening.
That’s why I started using TrackRak— a simple tool that monitors Rakuten cash‑back rates for you and sends an alert the moment a store jumps. No refreshing. No guessing. No missing out on free money or Membership Rewards points.
This review breaks down how TrackRak works, how I use it in my own stacking strategy, and whether it’s worth adding to your travel‑hacking toolkit.
This post contains affiliate links. If you use them, I may earn a commission at no extra cost to you. I only recommend tools I personally use and love — including TrackRak.
👉 Try TrackRak here with a special Offer for Readers of No Point Left Behind - TrackRak
✨ What Is TrackRak? (Beginner‑Friendly Explanation)
TrackRak is a lightweight tool that tracks Rakuten cash‑back rates in real time. You choose the stores you care about — like Lululemon, StubHub, Sephora, Nike, or Booking.com — and TrackRak alerts you when the rate spikes.
Think of it as a “set it and forget it” way to catch the best Rakuten payouts without doing any extra work.
📈 Why I Use TrackRak for Rakuten Cash Back
I started using TrackRak for one simple reason: I was missing too many spikes.
Rakuten is sneaky. One day it’s 1%. The next day it’s 12%. And if you don’t catch it, you lose out on:
extra cash back
extra Amex Membership Rewards
stacking opportunities
holiday shopping deals
travel‑day savings
TrackRak solves that problem instantly.
TrackRak fits right into my Stack & Save system because it helps me catch portal spikes I would absolutely miss on my own.
🔔 How TrackRak Alerts Work (Simple + Automatic)
Once you add your stores, TrackRak checks Rakuten for you and sends an alert when:
a store jumps above your chosen threshold
a category spikes (like travel or apparel)
a rare promo appears
a flash bonus goes live
You get the alert → you shop → you stack → you win.
It’s that easy.
🛍️ Stores I Track the Most (Real Examples)
These are the stores I personally track because their rates jump the most:
StubHub — I’ve seen it jump from 1% to 10%+
Lululemon — rare but amazing spikes, plus I can use my Amex Platinum quarterly credit
Athleta — great for stacking with Amex Offers
Sephora — holiday spikes are huge
Viator - cash back on the tours I am booking
TrackRak catches all of these for me.
If you love stacking as I do, you’ll also want to read how I stack dining rewards for double or triple points
💡 How TrackRak Helps Me Stack Deals
This is where TrackRak becomes a stacking powerhouse.
Here’s how I use it:
Rakuten spike
Amex Offer
card multiplier
portal bonus
seasonal promo
And suddenly, a normal purchase becomes a stacking win.
Real Example: My StubHub Stack
TrackRak alert: StubHub jumped to 10%
Used with my Chase Sapphire Reserve StubHub Credit
Earned Rakuten → Amex points
Total savings: stacked and effortless.
⚙️ How to Set Up TrackRak in Under 2 Minutes
Create an account
Add your favorite stores
Set your alert thresholds
Turn on notifications
Let TrackRak do the work
That’s it. No browser extensions, no complicated setup.
💸 Is TrackRak Worth It? My Honest Take
If you use Rakuten even a few times a month, TrackRak pays for itself in the first alert.
It’s perfect for:
holiday shopping
travel bookings
clothing + kids’ gear
StubHub + event tickets
Amex MR earners
anyone who stacks offers + portals
If you’re a beginner, it makes stacking easier. If you’re advanced, it makes stacking automatic.
✨ Julie’s Real‑Life Perks Toolkit
The exact tools I use to track perks, save money, and make travel easier for our family.
🧠 CardPointers — My Credit Tracking Lifesaver Tracks every monthly credit, offer, and deadline so nothing slips through the cracks. 👉 Special offer for No Point Left Behind readers:CardPointers
🚢 CruiseDirect — My Go‑To for Cruise Deals Perfect for cruise pricing, promos, and pre‑cruise hotels. 👉 CruiseDirect
Related Guides You’ll Love
🧭 Final Thoughts: The Easiest Way to Never Miss a Rakuten Spike
TrackRak is one of the easiest wins in my entire Stack & Save strategy. It takes two minutes to set up, runs quietly in the background, and catches Rakuten spikes I would absolutely miss on my own.
If you love stacking like I do — or you just want to earn more Amex points without doing more work — TrackRak is a no‑brainer.
👉 Try TrackRak here with a special Offer for Readers of No Point Left Behind - TrackRak
About the Author
Julie is the creator of No Point Left Behind, where she teaches busy families how to stretch their travel budget using simple stacking strategies, smart credit card perks, and real‑life examples that actually work. She believes travel hacking shouldn’t feel overwhelming — it should feel doable, even on the busiest weeks.
Want a safe, beginner‑friendly place to learn this stuff? Join my Travel Hacking Moms Facebook Group, where I share easy wins, real deals, and mom‑tested stacking tips you can use right away.
