Chase Offers: The Hidden Savings Tool For Big Savings
I am not a credit card affiliate. Any credit card link on No Point Left Behind is my own personal referral link for cards I personally use. If you choose to use one, we may both earn a bonus — but I never earn commissions from banks. My advice is always free and based on real strategies my family uses.
Updated for 2026 — Lazy Girl Edition
Chase Offers are rotating deals available to Chase credit card holders. They give you cash back or statement credits when you shop at participating merchants — basically hidden coupons built right into your card.
You do have to activate them, and this is where most people miss out. To make sure I never leave money behind, I use CardPointers to automatically select all my offers across every Chase card I hold.
This content is for educational purposes only. Always evaluate your own financial situation before applying for any credit card.
🌍 New to earning points?
Start here:
🔐 Step 1: Log In and Find Your Offers
Open the Chase mobile app or log in on desktop.
Select your card
Scroll down to “Chase Offers”
Each Chase card has its own set of offers
This is where the magic starts.
🔄 Step 2: Activate the Deals You Want
My savings from my Chase Sapphire Reserve Card - Chase Offers
Tap “Add to Card” on any offer.
Offers vary by category:
Dining
Shopping
Travel
Grocery
Entertainment
Once activated, they’re linked to your card automatically.
💳 Step 3: Shop and Pay With Your Chase Card
Use your Chase card at the merchant (online or in‑store).
Your statement credit usually posts within 7–14 days.
It’s the easiest win in travel hacking.
💸 Step 4: Stack Your Savings
This is where Chase Offers get fun.
You can stack them with:
Store sales or promo codes
Cash‑back portals like Rakuten
Bonus miles portals like Rove Miles
Category multipliers on your Chase cards
This is how you turn a simple purchase into double or triple rewards.
🔁 Step 5: Track and Repeat
New offers are added constantly. I check mine once a week.
Compare across:
Freedom
Freedom Unlimited
Sapphire Preferred
Sapphire Reserve
Co‑branded cards
Watch expiration dates — some are short!
🛠️ Tools I Used for This Deal
These are the exact tools that help me leave no point behind:
CardPointers — automatically selects all my Chase Offers so I never miss one
Rove Miles — great when Rakuten doesn’t have an offer or pays less
Rakuten — my go‑to for Amex Membership Rewards earners
💗 Why I Love Chase Offers
For beginners: it’s easy.
For families: it offsets everyday costs.
For travelers: it stacks beautifully with points.
I use Chase Offers constantly for:
Cruise bookings (Princess, Virgin Voyages, Carnival)
Hotel stays (Hyatt, Marriott, Hilton)
Grocery runs
Target, Walmart, Starbucks, Ulta, Sephora
There’s always something worth activating.
⭐ Want to Earn Points Without Opening a New Card?
You don’t need a new credit card to start earning big.
Check out: How to earn points without opening a new card
🧠 Learn More About Stackable Strategies
If you want to go deeper into stacking: Stacking credit card rewards
💬 Final Thoughts
Chase Offers are one of the easiest ways to save money while still earning points. By checking your app regularly and activating deals, you can save on everything from coffee runs to cruise bookings.
I use CardPointers to select all my offers automatically — especially on desktop — so I never miss a deal.
✨ About the Author
Julie Davis is the creator of No Point Left Behind, a travel‑hacking blog that helps families turn everyday spending into free flights, hotel stays, and cruise adventures.
She’s a mom of two college boys, a lifelong deal‑stacker, and the mastermind behind the Lazy Girl Travel series — where she teaches readers how to earn maximum rewards with minimum effort.
Julie’s favorite travel hacks include stacking Chase Offers, using CardPointers to track bonuses automatically, and finding creative ways to travel smarter without opening new cards.
Follow her adventures and tips on Facebook or explore her full Credit Card Strategy Hub to start stacking smarter today.
