Amex Offers Explained: How to Save Money
American Express Offers are one of the most underrated ways to save money and earn rewards with your existing Amex cards. By enrolling in targeted promotions, cardholders can unlock statement credits, bonus points, and discounts across shopping, dining, travel, and entertainment. I personally love Amex Offers. I have saved thousands over the years thanks to them. Amex Offers are one of the best-kept secrets for American Express cardholders—unlocking hidden savings and rewards on everyday purchases.
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My American Express Hilton Card
What Are Amex Offers?
Amex Offers are special deals tied to your American Express credit cards. This means each of your cards has its own set of offers.
They provide cash back (statement credits) or bonus Membership Rewards points when you spend at participating merchants. Yes! This is easy money back.
Offers are targeted—meaning not every cardholder sees the same deals. Some may appear on one card but not another.
How to Find and Enroll in Amex Offers
Log into your Amex account online or via the mobile app.
Scroll down to the “Amex Offers & Benefits” section.
Click “Add to Card” to enroll in the promotions you want.
Once enrolled, simply use your card at the merchant, and the reward posts automatically.
💡I use Carpointers to select all my offers so I don’t miss an offer. Read my full review here: Maximize rewards Cardpointers review
Best Amex Offers Categories (Shopping, Travel, Dining)
Retail Shopping: Spend $500 at Boll & Branch, earn $100 back. I stacked this one with a shopping portal and sales and saved big on my new bedding!
Travel Deals: Discounts on hotels, airlines, and rental cars. I currently have a $250 off $1000 Holland America Cruise. I am going to use it towards my parents’ cruise.
Dining Rewards: Credits at restaurants or food delivery services.
Lifestyle & Entertainment: Streaming services, fitness memberships, and more.
There really is a little bit of everything on here!
Tips to Maximize Amex Offers
Check frequently: New offers appear regularly, and some are limited-time.
Use multiple cards: Authorized user cards also qualify, so you can stack deals across accounts.
Pair with other rewards: Combine Amex Offers with shopping portals, coupons, or loyalty programs for double-dipping.
Prioritize high-value credits: Focus on offers with large statement credits or bonus points.
Organize with apps: Tools like CardPointers can help track and auto-load offers.
Things to Keep in Mind
Enrollment is required—you must add the offer before spending.
Terms apply: Minimum spend thresholds, expiration dates, and eligible merchants vary.
Targeted availability: Not all offers show up for every cardholder.
Regional restrictions: Some deals are limited to U.S. cards or specific locations.
Why They Matter
Amex Offers are essentially free money or bonus points for purchases you were already planning to make. For savvy travelers and shoppers, they can offset annual fees, stretch budgets, and enhance rewards strategies. Think of them as a hidden layer of value that keeps your Amex cards working harder for you—even after the sign-up bonus is long gone.
✅ Bottom line: If you hold an American Express card, regularly check and enroll in Amex Offers. They’re a simple, powerful way to save money, earn rewards, and maximize the value of your card.
Wondering which card to get next? Check out all the cards I keep in my wallet -> What’s In my Wallet
Let’s Travel Hack Together!
If you enjoy learning how we travel as a family using points, miles, and smart credit card strategies, I’d love for you to follow along:
